According to the provision of article 847 of the Civil Code, with the guarantee contract the guarantor undertakes towards the lender the responsibility that the debt will be paid. Therefore, the content of the guarantee is the assumption by the guarantor of the obligation towards the lender to fulfill the provision of the principal, if the latter does not do so. The guarantee is drawn up [...]READ MORE
"From articles 57 and 59 of the Civil Code, it follows that anyone who is illegally insulted to his personality, understood as the set of values protected by the Constitution (art. 2 par. 1) that make up the essence of man, has the right to demand that the insult and not be repeated in the future". Next is the no. 12174/2018 [...]READ MORE
The following is from August 24, 2018 and no. 123/2018 Decision of the Magistrate's Court of Giannitsa (published in the legal information bank NOMOS), which ordered a "haircut" amounting to 100% of debts arising from loans excluding from the sale of the assets of the borrowers. Specifically, it set zero payments, against debts of approximately 74,000.00 and 72,000.00 euros of each of the applicants, judging that [...]READ MORE
The following is from March 30, 2018 and no. 1201/2018 Decision of the Magistrate's Court of Thessaloniki, which ordered the "haircut" of debts arising from loans in the amount of 71,53% with the parallel rescue of the borrower's main residence and exemption from the sale of his other assets. Specifically, he ordered the repayment of the total amount of 36,240.00 euros in 22 [...]READ MORE
Another great judicial success of our office is the April 5, 2017 and no. 2908/2017 Decision of the Magistrate's Court of Thessaloniki, which ordered the "haircut" of debt arising from a housing loan of 75% with the parallel rescue of the borrower's main residence!! Specifically, he ordered the repayment of the total amount of 9,406.96 euros over 13 years, [...]READ MORE
Citizens-borrowers and especially consumers are very concerned about the unfair practices of the so-called "collection companies", which, often, in violation of the relevant legislation, blatantly insult their personality, their personal data, while disturbing the spiritual and mental their health. Condemnation judgments have already been issued condemning these unfair behaviors (see inter [...]READ MORE
By decision of the Credit and Insurance Committee, the Code of Conduct for Banks for the out-of-court management of non-performing loans was established pursuant to Law 4224/2013, it was published in the relevant Official Gazette (΄b 2289/27.08.2014) in August 2014 and is in force as amended on 31 March (Government Gazette ΄b 486/31.03.2015) and on 15 October 2015 (Government Gazette ΄b 2219/15.10.2015). [...]READ MORE
Χρησιμοποιούμε cookies για να σας προσφέρουμε την καλύτερη εμπειρία. Μπορείτε να μάθετε περισσότερα σχετικά με τα cookies που χρησιμοποιούμε ή να τα απενεργοποιήσετε Ρυθμίσεις απορρήτου.